Customer Help Center
FlexPlan for Apple Products
You choose products from the Apple retailer’s website. Once you qualify with a quick application, you’ll know your total credit limit and APR. Your final monthly price will be calculated at checkout, depending on what is in your cart. After 24-36 months, you can choose to return your device to pay off your loan and/or upgrade to a new device, or keep your device and pay off the remaining balance.
PayPlan by RBC is the financing provider that powers the FlexPlan for Apple Products.
After 24 months for iPhone and Apple Watch, and after 36 months for iPad and Mac, you can choose to return your device to pay off your loan, upgrade to a new device, or you can keep paying off your loan by the end of your term.
It all depends on the product. Terms range from 12 – 36 months.
It all depends on the product. Terms range from 0-9.99% APR.
For purchases before 5/3/2022: Terms range from 12-60 months
For purchases after 5/3/2022: Terms range from 12 to 36 months and offer a balance due at maturity.